Zoe Davies-Beirne

Consultant

Zoe Davies-Beirne, Consultant

Zoe is married to Patrick and together they have two young children. Zoe loves spending time with her family, exploring new places and embarking on fun-filled family adventures.

 When she manages to steal a moment for herself, Zoe enjoys indulging in relaxing spa days, losing herself in a captivating book or unleashing her creativity through various crafting and home renovation projects.

Meet Zoe

Zoe has over 11 years’ experience in regulatory risk management across the financial services sector. She has held consulting roles at two of the Big Four consulting firms, EY and Deloitte, where she gained significant experience in advisory and monitoring across a broad spectrum of products including consumer credit, savings and general insurance. Zoe has also held several senior in-house compliance positions, including Head of Compliance and Senior Compliance Manager, at various FCA authorised entities.

Experience:

  • Zoe was a workstream lead on a Skilled Person review at a large retail lender focusing on the FCA’s concerns with their creditworthiness, collections and complaint handling practices.

  • Zoe has provided expertise and advice to numerous retail banks and consumer lenders on a wide array of topics including Consumer Duty, responsible lending, complaints handling, systems and controls, governance, and arrears management.

  • Zoe has supported a start-up digital bank through the FCA authorisation process by developing and implementing a comprehensive Compliance Framework.

  • Zoe was a workstream lead on a Skilled Person review at a large general insurer focusing on their motor total loss practices.