Q/Avyse
Rigour without the trigger. Financial crime assurance solutions.
Purpose.
Time and again, enforcement action comes down to getting the basics wrong - KYC, transaction monitoring and screening. And we get it - you’re operationalising complex compliance at scale and that’s not always compatible.
Technology, training and templates help your staff, but proactive leaders recognise that independent, expert, human assurance is crucial.
Q/Avyse gives you the rigour of a skilled person review but on your terms. Continuous. Designed to surface issues early, while there is still time to fix them cheaply.
On the spot independent reviews, or ongoing assurance. Your call.
The Q/Avyse Integrity Programme
Independent reviews
A one-off, full-scope review, scoped and shaped to you. Audit, mock skilled person review or proactive health check; targeted or broad; design and operation of controls. We advise on scope or work to yours.
How independent reviews work
We’ll flex to meet your needs, but this is how it tends to happen.
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We start by agreeing what the review is for. Together we set the driver (proactive, a regulatory request, a banking partner, or an issue you've spotted), the type of assurance (an audit, a mock skilled person review, or a health check), the coverage (design, operation, or both), and the breadth (one area or the whole framework). It's built entirely around you: we advise on scope, or work to yours.
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Once scope is agreed, we move quickly. We issue the document request, set up a secure data room, put the contract in place and handle the logistics, so we're ready to start with the least possible disruption to your team.
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We do the work against the agreed scope: desk-based review of documents and cases, walkthroughs of your key processes, sample testing, and interviews with the people who run the controls. We follow the evidence and keep you updated as we go, so there are no surprises at the end.
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You get a succinct, clear report. Every finding is evidenced and tied to the regulation, with meaningful, prioritised recommendations you can act on. No padding and no 50-page appendices, just a straight view of where you stand and what to do next.
KYC
KYC is the bedrock of your framework and the biggest single source of enforcement. Too often it becomes a tick-box exercise rather than real due diligence. We test your files for compliance, risk insight and completeness, so your CDD stands up under scrutiny.
Retained solutions
Transaction monitoring
You have to detect and report suspicious activity, and regulators judge the quality of your decisions, not the size of your queue. We test your alert outcomes and SARs for sound reasoning, consistency and completeness, so your dispositions stand up under scrutiny.
Screening
Sanctions screening is zero-tolerance, and PEP and adverse media screening turns on judgement. Both fail quietly. We test your alert decisions and discounting for rationale, consistency and defensibility, so your screening stands up under scrutiny.
How the retainers work
We’ll flex to meet your needs, but this is how it tends to happen.
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First thing, and once every year beyond then, we’ll review all your relevant policies and procedures to assess the effectiveness of their design.
We’ll give you recommendations if appropriate.
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Every month we’ll test an agreed number of cases. You’ll give us a list, we’ll pick a sample, you send us the documents and then sit back and relax.
We will test the operating effectiveness and give you a memo back for each case.
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Every quarter, we’ll give you a broader report on themes and trends in relation to the testing we’ve conducted. We’ll make sure to inform you of any wider regulatory matters coming down the line too. This will help you monitor improvements, spot emerging issues and understand upcoming changes.
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All of the above, for one simple and low cost monthly fee
